2.53.0 Safe to install
Revolutionize Your Insurance with Metromile's Pay-Per-Mile Model
Metromile offers an innovative pay-per-mile car insurance option, providing affordable coverage for low-mileage drivers but lacking some traditional features.
Metromile, now a Lemonade company, offers an innovative solution for low-mileage drivers to potentially save an average of $741 per year on car insurance. With their pay-per-mile insurance model, customers only pay for the miles they actually drive, resulting in lower premiums for those who drive less frequently. Starting at just $29 per month, plus a few cents per mile driven, Metromile's base rates are designed to be affordable.
Their smart driving app ensures a seamless and simplified car ownership experience. By using the 'Metromile Pulse' device, customers gain convenient access to vital car information, such as location data and other important metrics.
How it works:
Metromile's pay-per-mile insurance model is straightforward. Simply install their app or visit their website to obtain a free car insurance quote. The process starts with a low monthly rate, and then charges a per-mile fee based on the actual distance driven. It's as simple as that. The useful Pulse device enables users to conveniently track their car's location, stay informed about street sweepings, monitor mileage, review past trips, and more. Customers have the flexibility to choose from various coverage options and can customize their policy to suit their needs, all at a significant cost savings.
Here are some reasons why you may want to consider Metromile as your car insurance provider:
- Pay-per-mile insurance specifically caters to low mileage drivers and offers an affordable alternative
- Enjoy 24/7 support from their claims team
- File claims directly from the app with a simple, guided process
- All miles beyond 250 (or 150 for New Jersey drivers) in a day are free
- Receive the same reliable coverage you're accustomed to, for less
- Transform your vehicle into a smart car with their user-friendly app and Pulse device
Metromile also offers the convenience of easily managing your policy whenever and wherever you need to:
- Add or remove additional drivers from your policy
- Edit personal information to ensure accurate coverage
- Personalize your coverage to suit your individual needs
- Obtain proof of insurance cards effortlessly
In addition, their app allows you to stay connected with your car:
- Review past trips to analyze mileage, fuel costs, and driving time
- Locate your car in case it goes missing or gets stolen (with an impressive 94% stolen car return rate)
- Understand and interpret engine codes for better maintenance
- Receive street sweeping alerts directly on your phone to avoid fines (available in select cities)
To sign up for their pay-per-mile insurance, simply visit their website: metromile.com.
Connect with Metromile on social media:
Metromile is currently available in Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia, and Washington. Customers in other states can join the waitlist to receive email notifications about availability.
Please note: Not all car makes and models are compatible. Running GPS in the background may affect battery life.
Disclaimer for savings: The average annual car insurance savings mentioned are based on a survey of new customers who saved with Metromile in 2018.
© 2022 Lemonade Inc. Metromile is a subsidiary of Lemonade, Inc. The respective trademarks of Lemonade and Metromile may only be used with permission from Lemonade. All rights reserved. Some insurance products are underwritten by insurers in the National General Insurance Group. Others are underwritten by Metromile Insurance Company, located at 425 Market Street, Suite 700 San Francisco, CA 94105.
License Numbers for Metromile Insurance Services LLC:
- Arizona – 300214354
- California – 0H79351
- Illinois – 100676535
- New Jersey – 1595718
- Oregon – 100171058
- Pennsylvania – 744983
- Virginia – 137933
- Washington – 833383
Overview
Metromile - Car Insurance is a Freeware software in the category Business developed by MetroMile.
The latest version of Metromile - Car Insurance is 2.53.0, released on 12/18/2024. It was initially added to our database on 09/15/2023.
Metromile - Car Insurance runs on the following operating systems: Android/iOS.
Users of Metromile - Car Insurance gave it a rating of 5 out of 5 stars.
Pros
- Pay-per-mile insurance can save money for low-mileage drivers.
- Offers a flexible, usage-based pricing model.
- Includes a mobile app for easy tracking of miles and policy management.
- Provides a range of discounts and rewards for safe driving.
- Offers roadside assistance as part of the coverage.
Cons
- Limited availability in some states.
- Potentially higher rates for high-mileage users compared to traditional insurance.
- May not provide comprehensive coverage options compared to larger insurers.
- User experience can vary based on driving habits and app functionality.
- Relying solely on mileage tracking could be unfavorable for some drivers.
FAQ
What is Metromile car insurance?
Metromile is a pay-per-mile car insurance provider that charges you based on the number of miles you drive, making it a cost-effective option for low-mileage drivers.
How does Metromile calculate my premium?
Your premium is calculated based on a base rate plus a charge per mile driven. The more you drive, the higher your total premium will be.
How do I track my mileage with Metromile?
Metromile provides you with a device called the Metromile Pulse that plugs into your car's OBD-II port to track your mileage in real-time.
Is there a minimum mileage requirement to use Metromile?
No, there is no minimum mileage requirement to use Metromile. It is designed for any driver, especially those who drive less than 200 miles per week.
Can I bundle Metromile insurance with other types of insurance?
Currently, Metromile primarily focuses on car insurance. Bundling options with other types of insurance may not be available.
What coverage options does Metromile offer?
Metromile offers standard coverage options including liability, collision, comprehensive, uninsured/underinsured motorist coverage, and medical payments.
Is the Metromile Pulse device required for coverage?
Yes, the Metromile Pulse device is required to accurately track your mileage for billing purposes.
What if I drive more than my estimated mileage?
If you exceed your estimated mileage, you'll pay the additional charges at the end of your billing cycle based on the actual miles driven.
Does Metromile offer discounts for safe driving?
Yes, Metromile offers an option for safe driving discounts through their driving behavior program which monitors your driving habits.
How can I get a quote for Metromile car insurance?
You can get a quote from Metromile by visiting their website and entering your information to see personalized rates based on your driving habits.
Elena Angelini
I'm Elena, your go-to software reviewer at UpdateStar and tech enthusiast. Whether you're a user seeking the latest software titles or software news I've got you covered. When I'm not diving into the latest software, you can find me exploring nature trails, camping under the stars, or competing in online multiplayer games. My reviews are designed to be fun, engaging, and packed with all the details you need to make informed decisions.
Latest Reviews by Elena Angelini
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